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  • Writer's pictureSamantha Diggs

Personalized Plan Consultation: The RPCSI Difference

One size does not fit all when it comes to the design of a retirement plan. A well-designed retirement plan not only gives employees a way to build a financially secure future, but it also is a valuable tool for the employer to obtain and retain quality employees. Whether creating a new plan or redesigning your existing one, we will review and analyze your company's needs and budget to develop a retirement plan that is a perfect fit. Let’s examine what this process entails.

Detailed Consultation

We can provide a detailed analysis, at no cost to you, illustrating how the retirement plan can benefit your employees as well as the company. The company will be able to take a tax deduction and reduce their tax liability by increasing contributions in a retirement plan.

We will provide comprehensive consultation to discuss your retirement plan objectives.

We can also provide consulting to you in regards to plan features, investment providers and fiduciary responsibilities. We believe in earning your trust and confidence and therefore we do not charge for plan designs. Once we have designed a customized plan, you can then decide if our design meets your company's needs and aligns with your budget.

IRS Pre-Approved Documents

RPCSI uses IRS Pre-Approved Documents to allow our plan design consultants to customize a retirement plan tailored to you and your company's objectives.

Non-Standardized Documents

These documents are pre-approved by the Internal Revenue Service and they provide us with the flexibility needed to write/draft a plan that is customized to meet your needs. The Adoption Agreement contains the options which may be selected as elective provisions by the adopting employer. An IRS Pre-Approved Document can be standardized or non-standardized.

Standardized Document This document is designed to satisfy the IRS minimum coverage requirements. It provides limited choices, but these documents are pre-approved by the IRS, thus reducing the complexity of plan implementation.

Non-Standardized Document This type of document provides a bit more flexibility than a Standardized Document. While it allows more options in plan design, it is also a cost-effective document option.

RPCSI understands that personalized retirement plan design is key to achieving your financial goals. Through the use of the IRS Pre-Approved Documents and detailed consultation, we provide an analysis of the retirement plan that is the perfect fit for your company’s needs and budget. Contact us today so we can help you design your unique retirement plan!

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