In your twenties and early thirties, saving for retirement may be the last thing on your mind. From starting your career path and tackling student loan debt to saving for a home and possibly starting a family, it can be difficult to save without excess funds available.

One size does not fit all when it comes to the design of a retirement plan. A well-designed retirement plan not only gives employees a way to build a financially secure future, but it also is a valuable tool for the employer to obtain and retain quality employees.

As a guy who has earned his living from the qualified retirement plan business for many years, I can confidently say the retirement plan business has been a great place to be. In my opinion, the advisor has been at the forefront of this business. The hard work in this business has been prospecting, finding businesses that will listen to you, gaining their trust, and being willing to implement your suggestions. The human touch is irreplaceable. No recordkeeper—hundreds or even

When it comes to saving for retirement, companies offer many different types of retirement plans. Among the most popular are 401(k) plans which allow employees to contribute a percentage of their income to their personal retirement account. With a 401(k) plan, most employers will match a portion of the employee's contribution, providing an immediate boost to the individual's savings. However, the perks don't stop here, let's discuss some of the lesser-known benefits of 401(k)

As you begin to approach retirement, saving for the future has always been a priority. These funds cannot stay in your account indefinitely, which means you will need to start taking withdrawals. These withdrawals are referred to as required minimum distributions. In this blog, we will dive into what a required minimum distribution is, how to calculate your withdrawal as well as what retirement plan accounts that it applies to. What is a Required Minimum Distribution? Simply

If you sponsor a retirement plan for your employees, you will soon discover that the bulk of the government compliance work done by your Third Party Administrator (TPA) occurs in the first quarter of each year. Your duties as a Plan Sponsor will also become more demanding during that time as you gather the required data and have more frequent communications with your TPA. We often get questions on why the TPA is requesting so much data and what work is being done. In this pos