As one of RPCSI’s most popular choices of retirement plans, the Safe Harbor 401(k) ensures equal contributions to every company employee regardless of position status.

Fiduciary liability raises serious questions within companies about not only the quality of employee care but also concerns about what responsibilities fiduciaries outside of the company must meet for their clients.

401(k) employer contribution rules can be complicated, especially if you have not been a plan sponsor for long. Do you have to match your employee’s contributions?

Employee contributions in 2022 now cap at $20,500, with catch-up contributions still at $6,500. Full details on the 2022 plan limits and how they compare to the past two years are available below. If you have any questions about these limits, please let us know how we can help!

Choosing a retirement plan administrator is not an easy task; after all, these are the individuals helping you and your employees prepare for their futures.

As 2021 is coming to a close it is important to make sure your business has met all the yearly deadlines for managing your company’s retirement plan. If your organization offers a Cash Balance plan as a retirement option, several important deadlines fall in December. If you are considering adding Cash Balance plans as a retirement option for your employees next year, then this is also the time to start learning more about Cash Balance plans and start gathering the information