401(k)s are a common choice for company benefit plans for how they allow employers and employees to contribute towards retirement.

As one of RPCSI’s most popular choices of retirement plans, the Safe Harbor 401(k) ensures equal contributions to every company employee regardless of position status.

Fiduciary liability raises serious questions within companies about not only the quality of employee care but also concerns about what responsibilities fiduciaries outside of the company must meet for their clients.

401(k) employer contribution rules can be complicated, especially if you have not been a plan sponsor for long. Do you have to match your employee’s contributions?

Employee contributions in 2022 now cap at $20,500, with catch-up contributions still at $6,500. Full details on the 2022 plan limits and how they compare to the past two years are available below. If you have any questions about these limits, please let us know how we can help!

Choosing a retirement plan administrator is not an easy task; after all, these are the individuals helping you and your employees prepare for their futures.