As one of RPCSI’s most popular choices of retirement plans, the Safe Harbor 401(k) ensures equal contributions to every company employee regardless of position status.

When planning for retirement, most young clients put off thinking about retirement expenses to focus on ways to build their savings. However, proper financial planning requires preparation for future expenses, such as emergencies or healthcare.

The interest in 3(16) Fiduciary Services is not slowing down. Yet, these services may not be the best option for every retirement plan. Not all 3(16) fiduciaries offer the same services, and not every plan sponsor needs the same assistance with administrative duties.

Before 2020, retirement financial planning could be hopefully anticipated towards a restful, secure future; nowadays, those plans have upturned, making retirement seem like an impossible dream.

Are you a small business owner looking to save time and streamline your payroll and administrative processes related to your 401(k) retirement plan?

When setting up your company’s retirement plan options you want to make sure all your employees benefit and that your company sees some tax benefits. Choosing between qualified vs non-qualified retirement plans or a mix of the two can help all your employees and your company benefit. What are the differences between these options though?