Document Services

Plan Design and Consultation

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One Size Does Not Fit All

One size does not fit all when it comes to the design of a retirement plan. RPCSI uses IRS Pre-Approved Documents to allow our plan design consultants to customize a retirement plan tailored to you and your company's objectives.


A well-designed retirement plan not only gives employees a way to build a financially secure future, but it also is a valuable tool for the employer to obtain and retain quality employees.
Whether creating a new plan or redesigning your existing one, we will review and analyze your company's needs and budget to develop a retirement plan that is a perfect fit.

Consultation

  • We can provide a detailed analysis, at no cost to you, illustrating how the retirement plan can benefit your employees as well as the company. The company will be able to take a tax deduction and reduce their tax liability by increasing contributions in a retirement plan.

  • We will provide comprehensive consultation to discuss your retirement plan objectives.

  • We can also provide consulting to you in regards to plan features, investment providers and fiduciary responsibilities.

  • We believe in earning your trust and confidence and therefore we do not charge for plan designs.

  • Once we have designed a customized plan, you can then decide if our design meets your company's needs and
    aligns with your budget.

Prototype and Volume Submitter Documents

Non-Standardized Documents

These documents are pre-approved by the Internal Revenue Service and they provide us with the flexibility needed to write/draft a plan that is customized to meet your needs. The Adoption Agreement contains the options which may be selected as elective provisions by the adopting employer.  An IRS Pre-Approved Document can be standardized or non-standardized.

Standardized Document
This document is designed to satisfy the IRS minimum coverage requirements. It provides limited choices, but these documents are pre-approved by the IRS, thus reducing the complexity of plan implementation.

Non-Standardized Document
This type of document provides a bit more flexibility than a Standardized Document. While it allows more options in plan design, it is also a cost-effective document option.