This article explains the benefits of cash balance plans and if they are right for your organization.

There are many types of retirement plans each with their own set of rules, regulations, and, ultimately, reasons why an employer should institute them. That's why we've made it our mission to explain different retirement plans to help employers make the best choice for their company and their employees. This week, we're making port at the safe harbor 401(k). What is the Safe Harbor? Before we get into how safe harbor 401(k)s work, we should explain why they came to be. Tradi

I am in sales and have I got a deal for you, Mr. Plan Sponsor. I know you don’t want to spend much time on your employee’s retirement plan. With our bundled solution we won’t get many people involved in the actual operation of your plan, so you won’t be confused with numerous people to call. We will keep this simple so that expenses really won’t have to be discussed for administration—It is just all included in the one easy price. Lastly, why get bogged down with a discussion

Who are All the Providers Servicing My Plan? What Do They Do? Do I Want a One Size Fits All or a Build Your Own? As an industrious business owner, you may not have time to ask all these questions, let alone sort through the answers. Understanding your plan administration can become complicated, but it does not have to. There are two main options for you to choose from: Bundled vs. Unbundled—or you can think of them as a One Size Fits All approach vs. a Build Your Own Option.